From AI on the roadmap to AI in production.
Vive builds intelligent systems that are human-aware, personally adaptive, and governed for regulated industries.
How we think about the problem.
Three principles shape every system we design.
Behavioral lens
Human behavior is the starting point. A behavioral science foundation means we design for how people actually process information, form habits, and act under uncertainty.
System design
Good systems don’t demand willpower. They adapt to real behavior, learn with use, and reduce friction rather than adding rules for people to follow.
Strategy to code
Every handoff between teams loses something. Vive works at every layer, from research to production code. When an engagement spans the full arc, the original thinking ships intact.
Anatomy of a knowledge system.
Six stages, from behavioral discovery to production code.
Two lanes. One depth.
Whether the problem is financial or behavioral, the work draws from the same foundation.
Fintech intelligence
Over a decade building intelligent systems where the stakes are real: regulated money, compliance risk, and financial decisions that affect real people.
Behavior design
Behavioral science applied to systems that understand the individual and guide positive change, across fintech, health, and anywhere better habits are the goal.
Rare expertise. Direct access.
Vive is led by Dr. Christopher Courtney, behavioral scientist and fintech executive. Chris spent over a decade as a leader in consumer finance, owning credit risk, data science, BI, analytics, and UX research. He took a consumer lender from pre-product through unicorn valuation to acquisition by a global asset manager.
Vive works with fintech teams building intelligent products in regulated environments. From early-stage companies shaping what to build, to growth-stage teams connecting strategy to what ships, the work fits the stage.
The combination of behavioral science and operational fintech experience is rare. When it lives in one person, the strategy and the code come from the same mental model. When you engage Vive, you work directly with Chris. The person shaping the strategy is the same person designing the knowledge architecture and writing the production code. No layers. No dilution.
Strategy to implementation
The same person who architects the system ships the product. No deck-and-disappear.
Cross-functional fluency
Fluent across data science, engineering, product, risk, legal, and compliance. We speak every stakeholder’s language.
Regulated environments
Consumer lending, BNPL, payments. Spaces where a mistake isn’t a bug, it’s a compliance event.
No overhead, no layers
No account managers. No junior analysts doing the real work. Direct access to the person solving the problem.
If this sounds like the right kind of problem,
tell us about it.
We’ll follow up with a concrete first step.